Get Credit for Building Materials in Nigeria
– Buy Now, Pay Later
The Build Africa Credit Scheme – Powered by Oze gives customers fast and flexible access to financing for building materials, with fair interest rates as low as 5%. - no collateral needed.
Why Choose Build Africa Credit?
24-Hour Loan Approval
Apply online and receive a decision from Oze within 24 hours.
Low Interest Rate
Enjoy a competitive 5% interest rate with no hidden fees.
Flexible Loan Coverage
Finance 50% to 80% of your purchase amount with fair, transparent terms.
Flexible Repayment Terms
Repay your loan in 30–45 days, no hidden fees.
100% Digital Application
No paperwork, no stress. Apply from anywhere.
Trusted Partners
Build Africa and Oze - leaders in construction supply and credit solutions.
Who Can Apply?
Who Can Apply?
Individuals, contractors, developers, and businesses sourcing building materials through Build Africa
Diaspora Welcome
Nigerians in diaspora funding construction projects
Simple Requirements
Must provide a valid ID and bank statement
Ready to Get Started?
Select your building materials on BuildAfrica.store
Proceed to checkout and choose “Pay with BACS”
Fill out the loan application form and submit it
Receive a confirmation email from Oze that your application is being processed
Once approved, you’ll get an email from Build Africa with a link to complete your purchase
Once approved, you’ll get an email from Build Africa with a link to complete your purchase